Biography:

With over 40 years of experience in the financial services industry, it has been Coby’s pleasure to serve clients in Tennessee, Alabama, Arkansas, Colorado, Georgia, Florida, North Carolina, and Virginia. Coby is committed to providing every client with the resources they need to make educated decisions on financial planning solutions.

Coby is active in the national and local Knoxville chapters of the Society of Financial Services Professionals. He is also active in the National Association of Insurance and Financial Advisors. He achieved “Top of the Table” status with the Million Dollar Round Table, The Premier Association of Financial Professionals, a global, independent association of more than 43,000 of the world’s leading life insurance and financial services professionals from more than 500 companies in 67 countries.

Coby graduated from the University of Tennessee at Knoxville with a Bachelor of Arts in psychology. He holds the Chartered Life Underwriter and Chartered Financial Consultant designations as well as insurance and securities licenses in Tennessee, Alabama, Arkansas, Colorado, Georgia, Florida, North Carolina, and Virginia.

Description:

Estate Planning & Tax Mitigation
High-End Life Insurance
• Sophisticated strategies for tax mitigation using life insurance.
• Estate tax planning to manage and reduce the taxable estate size.
• Life insurance to provide liquidity and reduce estate taxes.
Legal and Compliance Advisory
• Specialized legal advice for complex tax mitigation strategies.
• Utilization of life insurance in sophisticated tax strategies.
Income Tax Strategies
Charitable Planning: Strategies to leverage charitable contributions for tax benefits.
Private Placement Life Insurance (PPLI): Customized life insurance solutions to manage and defer taxes.
Premium Finance: Financing premiums for high-value life insurance policies to optimize cash flow and
tax benefits.
Business Structuring & Exit Planning
Exit Planning Support: Comprehensive planning for business owners looking to exit, with a focus on tax efficient
strategies.
Buy/Sell Agreements: Structuring buy/sell agreements to ensure business continuity and fair value realization.
Key Man Insurance: Insurance policies to protect the business from the loss of critical personnel.
Deferred Compensation & Executive Benefits: Tailored compensation plans for executives to defer taxes and
provide long-term benefits.